đ€Ż INCRĂVEL: âI Have Saved Thousands Of Dollarsâ: 29 Unhinged Money-Saving Tips People Swear Actually Work đČ
We all love saving our hard-earned moneyâŠunless, of course, youâre a billionaire with more cash than you could ever count. For the rest of us, every little saving counts. You could clip coupons, hunt for discounts, or, better yet, ask people online for clever hacks.
For example, someone on the internet recently asked, âIâm broke. What are the best ways to save money?â And no, they werenât looking for the usual âpractice self-controlâ tips. They wanted diabolical, genius-level answers that actually work. Naturally, the internet did not disappoint.
Fair warning: some of the tips are totally unhinged and probably wonât work for most of us, but hey, theyâre entertaining! And then there are the truly clever ones that might actually help you save a few bucks (or even more). Keep reading to see the full mix of wild, ridiculous, and surprisingly useful money-saving hacks.
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I compare the price of something to what I get paid hourly, then think “would I work x amount of hours for this?”…. it’s usually no.
I wait until the next day to see if I still want the thing I was about to buy (I usually forget about it forever which means I didn’t need it that much anyway).
When it comes to saving money, itâs always wise to seek guidance from experienced professionals. To gain deeper insights, Bored Panda spoke with Khushboo Dugar, a seasoned chartered accountant from India who specializes in financial planning and tax advisory.
Her tips are practical and easy to follow, whether youâre just starting out or already managing a household budget. The goal is to make thoughtful, informed decisions that support both short-term needs and long-term goals.
Savings didnât work cause I would just pull it out whenever Iâd go shopping so I got a savings app which will take my money instantly but takes 3-5 days to pull it back out.
Iâve had to actually think before withdrawing my savings so Iâve saved enough for a car and all my vacations the last 4 years and 10k on top of that.
In the state of California dumpster diving is NOT illegal unless 1. There is a sign saying private property 2. There is a sign saying no dumpster diving 3. A person who is employed at the place you are dumpster diving tells you to leave 4. It is a recycling bin for bottles and cans and stuff (bc they technically count that as stealing from the recyclers). Reminder of what places also have dumpsters:
– home furnishing stores
– clothing outlets
– stores for hygiene items (like soap and such)
– childrenâs stores
And a lot of these places (when theyâre companies) throw out a ton of stuff just because itâs âout of seasonâ or âoverstockâ or whatever.
Khushboo emphasizes that having a savings account is non-negotiable. âEven if the amount seems small at first, regular contributions can grow significantly over time,â she explains.
A savings account acts as a safety net for emergencies and provides a structured way to set aside money for future goals, whether itâs a home, education, or investments. Starting early and being consistent is key to building financial security. Over time, small amounts add up, creating a cushion that can make a big difference when unexpected expenses arise.
Sleep for like 10+ hours. If you’re only awake for like 8 hours a day, you won’t eat that much. Can’t eat when you’re sleeping. Can’t spend money on food when you’re sleeping. This is doable if you’re depressed!
Make coffee from home and then âpay yourselfâ what you would at a coffee shop. Make sure you tip the barista!
Take photos of everything you wanna buy to âbuy at another timeâ youâll forget about it within hours and never buy it.
Budgeting and planning are equally critical components of financial health. Khushboo advises, âCreate a budget and track your income and expenses carefully.â Knowing where your money goes allows you to identify areas where you can cut costs and save more effectively. Budgeting doesnât mean restricting yourself; itâs about making intentional choices with your money.
Only every buy things with cash so itâs a real physical loss. Whenever I buy [stuff] with my card my brain tries to go âoh Iâm sure we have enough just buy itâ where as with cash I can see how much money Iâm loosing.
Most of these “hacks” are actually based on making your life quality worse, but here is the thing: get very good at spotting expenses that will or won’t actually impact your life quality.
Whenever I want to buy something, think I need to buy something or am tricked into wanting to buy something, I wonder: will this actually make my life any better? And if so, can I obtain the same result from something I already own/can have without buying? This usually puts me off from buying, without leaving me with the feeling of missing out on something, quite the opposite.
Impulse purchases are one of the biggest challenges, especially with online shopping so readily available. Khushboo suggests taking a pause before making non-essential purchases. âAsk yourself if you really need it, or if itâs just a fleeting desire,â she says. Waiting even a day or two can prevent unnecessary spending. Being deliberate about purchases is just as important as earning money itself.
From my mom that helped me a lot: When you want something wait five days, if you still want it then, get it. If not, you didnât really really want it and it wouldâve been a waste of money.
Set a goal and write on paper each time you add money. Put it up somewhere as seeing your goal can help motivate you. Itâs like a game, and reach that goal, ticking off checkpoints, is like a reward!
When I’m broke I eat super spicy food so it “lasts longer” I feel full for more time than I would if it weren’t spicy.
Reviewing bills regularly is another practical tip. âCheck subscriptions, recurring payments, and services you may not be using,â Khushboo advises. Canceling unnecessary expenses can free up money for more meaningful priorities. Additionally, comparing prices and looking for deals ensures that you get the best value for your purchases. Small adjustments like these can have a big impact on overall financial stability, while also creating awareness of spending habits.
Not unhinged but I really like Acorns. Whenever you buy something it rounds up to the nearest dollar and puts the extra few cents away and invests it. It’s also satisfying for every purchase to be a nice round number.
Write down every penny you spend, you become too aware of how much you are spending and that stops you for doing unnecessary purchases. “I can’t spend $8 on coffee I already spent 70% of my paycheck and there is 10 more days till my next paycheck.”
Peer pressure can influence financial decisions more than many people realize. Khushboo warns, âNever spend unnecessarily just to keep up with others.â Itâs easy to fall into the trap of trying to match someone elseâs lifestyle, whether itâs buying flashy gadgets, cars, or luxury items. Instead, focus on your own goals, priorities, and financial well-being. Protecting your money from external pressures is crucial for long-term stability and peace of mind.
Watch a documentary or YouTube videos about overconsumption. Follow more Instagram accounts that talk about the environment and capitalism so that it’s in your daily feed.
If you see something cute in a store that you don’t actually need, ask yourself how long it will sit in a landfill after you die. Think about how much space an item will take up in your home.make handmade gifts instead of spending money. Learn how to sew.
Avoid comparing your lifestyle to others, even subtly. âJust because someone else makes a big purchase doesnât mean you should,â Khushboo explains. Maintaining perspective and staying true to your personal goals helps you avoid debt and regret. Financial independence is about making choices that benefit you, rather than following trends or succumbing to societal pressure. This mindset fosters long-term security and confidence in your financial decisions.
I have adhd, so I used to my advantage and put all the cash i owned into a drawer. I forgot about that drawer. Never opened it. When it was time for me to move i had almost 1k in cash saved to help with moving costs.
Put all the money you can afford to put into a CD account you cannot touch that money for a set amount of months to years. If you withdraw money before the set date you will be faced with a penalty. Definitely makes you reconsider what you actually need money for.
I trick myself into thinking I have less than I actually do. I got paid 400? Nah I read that wrong its 300. If I try to go shopping? I think to myself “now you know you only have 150 left” I still buy things but I think about it A LOTTTTT MOREEEE and typically only by things that are cheap that I know I will use again.
Khushboo also stresses the importance of discipline and consistency. Regularly saving, monitoring expenses, and making thoughtful choices form the foundation of a healthy financial life.Â
Finally, she reminds everyone: âAlways remember, itâs your hard-earned money. Treat it with care and respect.â Being intentional, planning carefully, and making thoughtful decisions ensures that your finances support your life goals. Whether itâs saving for emergencies, investing for the future, or managing day-to-day expenses, the right approach helps you achieve stability and freedom. Consistency, awareness, and patience are key to long-term financial success.
I gaslight myself into thinking I’m broke until my next check.
Get a cute glass piggy bank that doesnât have a way to open at the bottom or the top so you feel bad for breaking it and wont do it until it feels worth it.
While Khushbooâs money-saving tips are practical and effective, some of the suggestions from these posts might seem a bit questionable. What do you thinkâwould you try any of them? And whatâs your favorite trick for saving money? Share your tips with us so everyone can benefit!
Pretend you’re having an emergency. Your car isn’t broken? It is now, you need $200 to fix it. You need a blood test, it’s $100. ONLY THING THAT WORKS FOR ME!
I make people pay me back in cash because I refuse to spend cashâŠso at the end of the year I just have a bunch of cash.
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